Loans for unemployed

Increasingly, one hears in recent times of credit providers, which also loans for unemployed promise.

What's behind it - rip off or chance?

The first thing is simply this:
A loan for unemployed is therefore so problematic, because the wages are generally the only security for the bank represents. If this is missing from work, the unemployed of other prospective loan collateral dependent, but he usually can not offer.
Very similar is the situation in the area of loans for self-employed - again missing a non-independent work, which is why self-employed as unemployed for most non-bank lenders are particularly welcome.

What remains for the unemployed to credit search?

The first way is to join a specialist broker to entrust credit, the credit concerns of a number of banks offering and, ideally, for a positive credit decision can make.
Should be aware of the applicant of the fact that the APR on a loan for the unemployed undoubtedly much higher than that of a normal installment loans will fall.
The reason simply is that in a number of borrowers with repayment problems most likely. Must therefore be those which the loan is normally paid back, to compensate for this loss, so the bank as a lender at the end do not have to drauflegt ".

A second possibility of applying for loan for unemployed is a Swiss credit without Schufa entry application. These loans are to be granted a maximum of 5,000 euros, even here, the mediation of specialized credit agencies, which with one or more Swiss banks collaborate.

Many providers of these loans SCHUFA free to advertise also unemployed, however, the chances of our experience here even worse than the "normal" loan, because the Swiss banks in all cases known to us only through the non-self-employed labor in the form of a salary transfer secure.
Company Name: Kreditvergleich1a
Contact person: Oliver Sinz
Tel: 08315406433
E-mail: info@kreditvergleich1a.de