How to avoid debts with credit card

If you have experience in shopping with credit card, you know well that the piece of plastic that you get is far from being an extension of your salary. For this reason, the self is one of the main factors you will not spend more than you can pay and to avoid future debt. However, there are many reasons why you can run up debt with your credit card, including:

a) forget to limit the due date to pay the balance for the liquidation of the card and it starts to run interests!

b) your ability to overestimate real money, spending in this way more than you can actually pay, which becomes a debt.

c) Do not read the "fine print" on promotions and offers with low interest rates. This neglect can not take you to settle your debt within the period of the promotion and increases interest payments are much higher.

What are the recommendations to avoid debts with credit card?

1.Intenta pay the entire balance in your account summary of each month and "no" confidence in the minimum payments, because you take more time to pay your debt and yet it is very common that you applied interests.

2.Haz planning of all your expenses and income, can determine how much you can pay with your credit card without incurring future debts (considered not only the day to day expenses, but also those who come infrequently in the year such as: insurance, taxes, holidays, etc.).

3.Controla your balance regularly and fluctuations in your account, and prevent falling into overdraft fees or charges for non-payment of your credit card.

4.Averigua interests that are regularly applied, especially if you are in a condition of default, in some cases the interest accumulate exponentially.

5.Lleva control not just your credit cards, but the extensions you have your children or people you trust, préstale much attention to their frequency and amount of purchase.

6.Y of course, the recommendation simplest but often the most efficient self If you believe your feature is not visible, do not carry your credit cards into your wallet. Many people tend to borrow just to carry around your credit cards!