Personal Loans or Credit Cards: What to choose

Personal loans and credit cards are the two sources
of funding to go more often to meet
Financial sudden.

But which of the two is best? It depends if you need
meet a number of casual and very small amount, the card can
be more convenient.

However, for higher amounts and permanent
it is always advisable to go to the bank, passing a hard time and ask for a loan.

Explain why:

1. The interest of bank loans and commissions is much more
under that of credit cards. Sometimes, they can be up
50% lower.

2. The outstanding debt is fixed and is expressed in the time of signing
the loan. With the cards to the limit can vary and you never know
how much you really need

3. With the loan debt is canceled on an ongoing
guaranteed return on the total final maturity. With
Credit card minimum payments can be made that stop you from
reduce the sum to be an effective way.

4. With fixed monthly quota is easier to perform a
budget your finances. The payment of the loan is constant and
included this in your budget.